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About Us

Chris Billing

Chris BillingChris has been in the insurance industry since 1965 and formed Chris Billing Insurance Services in 1996, currently known as Billing & Associates Insurance Services Ltd specialising in risk protection brokering and assisting both families and business with their requirements. Married to Carole, Chris has four mature children and eight grandchildren.


He is a life member of the Worser Bay S.L.S.C. and was a NZ Surf Sport representative, inducted into the NZ Hall of Fame for Surf Lifesaving. He was also a Senior Rugby representative for Wellington. He has been a member of the Professional Advisors Association since 1993 and is a Justice of the Peace for New Zealand.


Chris has the NZQA Level 5 Certificate in Financial Services – Insurance Advice.


Carole Billing

Carole BillingCarole entered the Life Industry in 1989 as Branch Administrator for NZI Life in Takapuna and helped form Billing & Associates Insurance Services in 1996. Carole is qualified by experience following private secretarial and personal assistant roles as well as banking and sales. A member of the PAA (Professional Advisers Association).


Carole has the NZQA Level 5 Certificate in Financial Services – Insurance Advice.

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Members of the PAA (Professional Advisers Association) .

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Product Providers

We have developed associations with quality financial service organizations to ensure we offer the best products and services to our clients.

These associations are:
• Sovereign Assurance
• Asteron
• Tower
• Fidelity
• AIA New Zealand
• Partners Life
• AMP One Path
• Southern Cross
• NZ Insurance (NZI Agent for commercial and general insurances)
• Insite Insurance (for the placement of commercial and domestic insurance)
• AON (for the placement of general domestic and commercial insurances)


Professional and Reliable

We hold Industry risk protection qualifications and accreditations relevant to the giving of risk protection advice, which are regularly updated.


We manage an important area of people’s lives. To keep up with the times we regularly attend Industry seminars in our given field and have qualified in product accreditation courses industry wide since 1985, are members of the Professional Advisors Association and strongly adhere to the integrity, ethics and mission of this association.

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Disclosure Statements:

Chris Billing | Carole Billing

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How we handle your money

Your cheques are made payable to the Insurance/Investment companies concerned and banked to their account. Copies of these transactions are kept on file. You are welcome to see those records at any time.


Because all payments are banked directly to the Insurer’s bank account and those accounts are audited, our records are not formally audited. We do not operate a trust account.


Cash is converted to a bank cheque and made out to the insurer. Or cash is delivered to the insurer and a cash receipt provided.

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How we are paid

We may be paid in a number of ways depending upon the type of service provided.

Fees – payable by clients and which are agreed before any work is undertaken.

Commission & brokerage - paid by the Product Providers for the completed sale of business placed with them.

Referrals by satisfied clients, who refer us to prospective clients.

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Where we can be contacted

Billing & Associates Insurance Services Ltd are risk protection advisers based in Milford, Auckland  and have been in the Financial Services industry since 1965.


Our offices are on the 1st Floor, 3 Milford Rd, Milford. We can be contacted by mail at PO Box 31417 Milford, North Shore City 0741


Full Contact details HERE

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